Key Facts
- Hangul: 송금; Revised Romanization: songgeum
- Part of speech: noun
- Origin: Sino-Korean, hanja 送金 (送 send + 金 money)
- Register: Neutral; used for sending money to someone, often abroad.
Remittance in Korean: What Does 송금 Mean?
송금 means transferring money to someone, often to another person's account and often abroad. Add 하다 and you have the verb 송금하다. Common phrases are 해외 송금 (overseas remittance), 송금 수수료 (remittance fee) and 송금 확인 (checking or confirming a remittance). The tone is neutral, and you will read it in banking apps, on forms and at counters.
How Do You Pronounce 송금?
Two syllables, song-geum. The first ends in the ng sound and the second starts with g, so the transition is smooth. The eu vowel in geum is made with unrounded lips.
Example Sentences with 송금
부모님께 송금했어요.
Bumonimkke songgeumhaesseoyo.
I sent money to my parents.
A family-money sentence. 부모님께 uses the respectful particle for "to my parents", and 송금했어요 turns the noun into the past verb "sent money", with 께 showing respect to the parents and 요 making the sentence polite to the listener.
해외 송금을 하고 싶어요.
Haeoe songgeumeul hago sipeoyo.
I want to send money abroad.
A wish at a bank counter. 해외 송금을 combines the noun with "overseas", and 하고 싶어요 adds "want to do", the polite way to state what you need.
송금은 앱으로 할 수 있어요.
Songgeumeun aebeuro hal su isseoyo.
You can send money by app.
앱으로 means "by app" and 할 수 있어요 says it can be done. It describes how modern transfers are made without visiting a branch.
Common Phrases and Collocations
Transfer-related steps use these phrases.
| Korean | Meaning |
|---|---|
| 송금하다 | to send money |
| 해외 송금 | overseas remittance |
| 송금 수수료 | remittance fee |
| 송금 확인 | remittance confirmation |
The Mistake to Avoid
The noun covers sending money to a person, not every payment.
Wrong: Using 송금 for paying a shop.
Correct: The general words for paying a shop are 결제 or 계산. 송금 describes sending money, including when you pay by transferring it to the shop’s account.
Choose the word for the action you mean: making a payment or sending a transfer.
송금 Compared with 계좌 이체 and 입금
Two banking terms are neighbours of 송금.
| Word | Meaning | How it differs |
|---|---|---|
| 계좌 이체 | account transfer | Moving money between accounts, the usual banking term. |
| 입금 | deposit | Putting money into an account. |
Where Does the Word Come From?
송금 is written 送金 in hanja: 送 (send) plus 金 (money). The two characters are exactly "send money".
Asking about a Transfer at the Bank
A customer wants to send money overseas. The clerk asks about the destination before discussing the fee.
Customer
해외 송금을 하고 싶어요.
Haeoe songgeumeul hago sipeoyo.
I would like to send money abroad.
Clerk
어느 나라로 보내세요?
Eoneu nararo bonaeseyo?
Which country are you sending it to?
Customer
캐나다로 보내요. 송금 수수료는 얼마예요?
Kaenadaro bonaeyo. Songgeum susuryoneun eolmayeyo?
To Canada. How much is the transfer fee?
The customer starts with the service name, 해외 송금. The clerk can then ask for the details. 나라로 uses 로 for the destination, while 앱으로 in the earlier example uses 으로 for the method. The same particle family serves different roles according to the noun and the action.
송금 수수료는 makes the fee the topic of the question. It asks about the charge for the transfer, rather than the amount the customer wants to send.
Reading 송금 on a Screen or Form
송금 금액 means “transfer amount”. 금액 is an amount of money, so this label concerns the money being sent. 송금 수수료 is a separate charge. Learning both labels helps you distinguish the principal amount from the cost of the service without treating every number on the screen as the same thing.
받는 사람 means “recipient”, literally “the person receiving”. 보내는 사람 is “sender”, the person sending. These labels describe the two sides of one transfer. A screen asking for 받는 사람 is asking about the destination person, even when you are the one filling it in.
송금 확인 can label a step where you check transfer details. The word 확인 itself means “checking” or “confirmation”; it does not guarantee that the recipient already has the money. Read any accompanying status message to understand whether you are reviewing details or seeing confirmation of a completed action.
Useful Combinations beyond 해외 송금
국내 송금 means a domestic transfer. 국내 and 해외 tell you the geographical scope; 송금 alone does not require the money to cross a border. Sending money to a family member in the same country can still be 송금.
송금 내역 means a history or detailed list of transfers. 내역 concerns the details of what happened, so this phrase belongs with previous transactions rather than a new amount you are entering. 송금 한도 means the transfer limit. The label names a limit; the amount depends on the service and account.
In a message to a friend, 돈을 보내다, literally “send money”, is a natural everyday alternative to 송금하다. The banking word is also neutral in conversation. You can use the more specific word when you want to make clear that you mean a money transfer rather than sending an object.
Related Banking Words
| Korean | Meaning | Useful note |
|---|---|---|
| 계좌 | bank account | The account associated with a transfer. |
| 계좌 번호 | account number | Identifies the account, rather than the amount. |
| 수수료 | service fee | 송금 수수료 specifies the fee for sending money. |
| 입금 | money paid into an account | Focuses on the receiving side. |
| 환전 | currency exchange | Changes one currency into another; a different action from sending money. |
The money vocabulary lesson groups banking and payment terms. Keep 송금, 입금 and 환전 separate: they describe sending, receiving into an account, and exchanging currency.
Quick Self-Test
- Does 송금 always mean an international transfer?
- Which phrase names the transfer fee?
- Does 송금 확인 alone prove the recipient has received the money?
Show answers
- No. 국내 송금 is a domestic transfer.
- 송금 수수료.
- No. 확인 can refer to checking details; the surrounding status message matters.
Frequently Asked Questions
How do you say "remittance" in Korean?
Say 송금 (songgeum).
How do you say "overseas remittance"?
Say 해외 송금.
What is the verb?
The verb is 송금하다.
Is 송금 the same as 입금?
No. 입금 is a deposit into an account.
Related Words and What to Learn Next
- Banking words are grouped in the money vocabulary list.
- Return to Korean words A to Z for more banking words.
- Keep the money-sending words together in your vocabulary flashcard decks.
- See the receiving side on the deposit page.
- Next in the money list is savings.