Key Facts
- Hangul: 출금; Revised Romanization: chulgeum
- Part of speech: noun
- Origin: Sino-Korean, hanja 出金 (出 out + 金 money)
- Register: Neutral; used as a noun or with 하다/되다.
- Senses: withdrawal (taking money out)
Withdrawal in Korean: What Does 출금 Mean?
출금 is the banking word for taking money out. It is Sino-Korean, built from 出 (out) and 金 (money), and its tone is neutral. It works as a noun, so you can say 출금 on its own or join it with 하다 to make 출금하다 ("to withdraw") and with 되다 for the passive, "to be withdrawn", as in 출금됐어요. The second pattern matters in practice: it is typical of account alerts, where money leaves your account, for example through an automatic payment, without you taking it out yourself.
How Do You Pronounce 출금?
Two syllables, chul-geum. The ch in the first syllable is an aspirated sound, said with a puff of breath, and the final l is a light tongue touch behind the upper teeth. In the second syllable the g stays a plain g: in Sino-Korean words a final l tenses only a following d, s or j sound, not g. Read it exactly as it is written.
Example Sentences with 출금
현금을 출금했어요.
Hyeongeumeul chulgeumhaesseoyo.
I withdrew cash.
A personal action: you took cash out. 현금을 is the object, and 출금했어요 is 출금하다 in the past tense, so the noun has become a verb.
출금 한도가 있어요.
Chulgeum handoga isseoyo.
There is a withdrawal limit.
A rule of the account. 출금 sits before 한도 ("limit") as a noun modifying a noun, which is how most bank screens phrase it. 있어요 closes the sentence.
계좌에서 돈이 출금됐어요.
Gyejwaeseo doni chulgeumdwaesseoyo.
Money was withdrawn from the account.
A passive notice. 출금됐어요 is the passive past tense, "was withdrawn". The money is the subject here, and 계좌에서 names where it left from.
Common Phrases and Collocations
Banking screens show the word in four patterns. 출금하다 is the verb. 출금 한도 is the limit, 현금 출금 is a cash withdrawal, and 출금 내역 is the withdrawal history you scroll through when checking a statement.
| Korean | Meaning |
|---|---|
| 출금하다 | to withdraw |
| 출금 한도 | withdrawal limit |
| 현금 출금 | cash withdrawal |
| 출금 내역 | withdrawal history |
The Mistake to Avoid
Wrong: Saying 출금 when you mean paying money into an account, because 출금 (out) and 입금 (in) look alike.
Correct: 출금 takes money out. For money going in, use 입금. The first syllables help: 출 means "exit" and 입 means "enter".
출금 Compared with 입금 and 인출
Two words sit close to 출금 in banking. One is its exact opposite, and one covers the same direction in a different place.
| Word | Meaning | How it differs |
|---|---|---|
| 출금 | withdrawal | Money leaving an account; the everyday account term. |
| 입금 | deposit | The opposite: putting money in. |
| 인출 | withdrawal (ATM) | Also taking money out; a slightly more formal word, common in ATM and bank wording. |
Where Does the Word Come From?
출금 is Sino-Korean, written 出金 in hanja: 出 (out) plus 金 (money). The same 出 shows up in other words about leaving, and its partner 入 appears in 입금, so the pair is mirrored in the hanja too.
At an ATM: Choosing Cash Withdrawal
A visitor asks a friend for help with an ATM menu. The friend points out the cash withdrawal option.
Visitor
현금을 찾고 싶어요.
Hyeongeumeul chatgo sipeoyo.
I’d like to withdraw some cash.
Friend
현금 출금을 누르세요.
Hyeongeum chulgeumeul nureuseyo.
Press cash withdrawal.
Visitor
수수료가 있어요?
Susuryoga isseoyo?
Is there a fee?
Friend
다음 화면에서 확인해 보세요.
Daeum hwamyeoneseo hwaginhae boseyo.
Check on the next screen.
현금을 찾다 is an everyday way to say “withdraw cash”. 찾다 can mean “look for” elsewhere, but cash and the ATM make the intended meaning clear here. The friend uses the menu label 현금 출금, a shorter noun phrase that fits a button.
Reading the Words around 출금
출금 가능 means a withdrawal is possible or available. 출금 불가 means it is unavailable. 가능 and 불가 are short labels used on screens and notices; neither label explains the reason by itself. A separate message may mention the account, amount or service availability.
출금 금액 is the withdrawal amount, while 출금 수수료 is the withdrawal fee. The amount is the money you request; the fee is a separate charge. 출금 한도 is a ceiling on withdrawals rather than the amount you have chosen. These three labels can appear during the same task and answer different questions.
What Does an Account Notification Tell You?
출금 내역 is a record of money going out of the account. It can include an account debit without a person collecting banknotes. 자동 출금 means an automatic withdrawal or debit, so look at the transaction description to understand what the outgoing payment was for.
This is also why 출금됐어요 does not necessarily mean “I took cash out”. The form reports what happened to the money. 현금을 출금했어요 explicitly describes a cash withdrawal performed by the speaker when the subject is understood to be “I”.
Banking Words to Recognize Next
| Korean | Meaning | Useful note |
|---|---|---|
| 잔액 | balance | Money remaining in the account. |
| 수수료 | fee | A charge connected with the transaction. |
| 이체 | transfer | Moving money between accounts. |
| 계좌 | account | The account money leaves or enters. |
The money vocabulary lesson teaches these banking terms together. A transfer can create an outgoing entry in one account and an incoming entry in another, so 출금 describes the direction of money relative to the account you are viewing.
Quick Self-Test
- Which label means withdrawal is unavailable: 출금 가능 or 출금 불가?
- Is 출금 수수료 the cash amount you requested?
- Does 출금됐어요 always mean someone collected cash at an ATM?
Show answers
- 출금 불가.
- No. It is the withdrawal fee.
- No. It can report money leaving an account through another kind of debit.
Frequently Asked Questions
How do you say "withdrawal" in Korean?
Say 출금 (chulgeum). It is a neutral noun used by banks and in everyday talk about money.
How do you say "to withdraw money" in Korean?
Add 하다 to make 출금하다. For "money was withdrawn", use 출금됐어요.
What is the opposite of 출금?
입금, the deposit. The first syllables 출 (out) and 입 (in) make the contrast easy to remember.
What does 출금 한도 mean?
It means the withdrawal limit, the most you may take out in one go or one day.
Is 출금 the same as 인출?
They overlap. 인출 also means taking money out and is a slightly more formal word, common in ATM and bank wording, while 출금 is the everyday account term you see on banking screens.
Related Words and What to Learn Next
- Theme list: Money groups 출금 with its neighbours.
- Index: Korean words A to Z.
- Practice: add 출금 to the vocabulary flashcard decks.
- Compare: the page for deposit shows how it differs from 출금.
- Next in this list: the word for won. See the page for won.